Dubai Launches New Home Ownership Scheme: What Agents Need to Know

Key Highlights of the Scheme

• Low-Interest Housing Loans: The Dubai Government will provide long-term, low-interest loans to eligible Emirati buyers.

• Payment Flexibility: Buyers can repay their housing loans over extended periods with manageable monthly installments.

• Broader Housing Options: The scheme is expected to increase housing stock in various parts of the city, not just in luxury zones.

What This Means for Real Estate Agents

For brokers in Dubai, this is not just a social program—it’s a new market segment that’s opening up:

• More First-Time Buyers: Expect to see a significant rise in first-time Emirati buyers who will now have access to home ownership through this supportive structure.

• New Co-broke Opportunities: Agents can collaborate on mid-range and affordable property deals that cater to this emerging buyer base.

• Increased Local Demand: While much of Dubai’s recent real estate boom has been driven by foreign investment, this scheme is set to reinvigorate local demand.

How Co-broke Can Accelerate Deals

• Through Co-broke partnerships, agents can quickly match qualified Emirati buyers with suitable properties.

• Agents can expand their reach by working with brokers who specialize in affordable housing sectors.

• Sharing listings and buyers via Co-broke will make it easier to meet the surge in demand efficiently.

Final Thought

Dubai’s new home ownership scheme is more than a policy—it’s a strategic shift that opens up new doors for both buyers and brokers. Real estate agents who adapt quickly and collaborate through Co-broke will be best positioned to serve this growing market.

Leverage Co-broke to help new buyers find their homes—and grow your own network along the way.